The start of Apple Pay is reported on the bank's website. So far, only MasterCard holders can use Apple Pay. To work Apple Pay need iPhone 6 and newer models or Apple Watch.
You need to set up Apple Pay in the Sberbank Online application, an updated version of which has appeared in the App Store. It is reported that the number of the card added to the system will not be stored either on Apple's servers or on the smartphone itself: instead, a unique encrypted device account number and a unique transaction number are used. This means that even the seller will not know your card number.

© apple.com
Once set up, the owner of the iPhone or Apple Watch will be able to pay for purchases by simply placing their smartphone or smartwatch on the terminal in stores. Apple Pay works wherever contactless payments are accepted. You can verify your identity using a fingerprint scanner, without having to enter a pin code.
Apple Pay also works online, allowing you to shop online (you need an up-to-date MacBook running Mac OS Sierra) or in apps.>